Home Loans

Loans to fit your needs, whether you are a first-time homebuyer, buying a new home, building a custom construction home, or refinancing.

We are your local experts who can answer questions, provide advice, and brainstorm about what you want and how to get it. And because a home loan is a major life decision, we'll make sure you get one that fits, whether you're a first-time homebuyer, looking to re-finance or building a custom home.

ARM (Adjustable Rate Mortgage)

  • Loans available in a variety of longer terms.
  • Typically ARMs have a lower initial interest rate and closing costs than on a fixed-rate mortgage. (2)
  • ARM Loans include interest rate caps that set a limit on how high your interest rate can go. The interest rate cap limits the maximum amount your P&I payment may increase at each interest rate adjustment and over the life of the loan.
  • May provide flexibility if you expect future income growth or if you plan to move or refinance within a few years.


Unlike most first-time homebuyer programs, with FHA home loans you'll enjoy down payment requirements that are traditionally lower than conventional financing.

Rural Development _ First-time homebuyer

A USDA sponsored program is ideal if you're a first-time homebuyer looking to purchase in "rural defined population service areas." You must also meet certain income requirements. (1)

VA Loans

VA Loans are similar to FHA except that you will need to be a qualified Veteran or military person.


Traditional fixed-rate mortgages provide predictability in rate and payments. Progressive offers a variety of government-backed loans with servicing provided locally.

All-in-One Construction

Build your dream home with Progressive. Our custom construction all-in-one loans offer construction and permanent financing to construct a new home or significantly remodel an existing home – all with one application and approval. 

Apply Now!


1Subject to Agency funding and availability.

2Annual Percentage Rate (APR) for Variable rate products may increase after consummation. Loan products subject to credit approval. Other terms, conditions, restrictions & fees may apply. Full documentation, title & property insurance required. Flood insurance required if property is located in a Special Flood Hazard Area.

Download our mobile banking app now and
take advantage of an even more convenient way to bank on the go.

App Store  Google Play